![]() ![]() Large Appliances (washer, refrigerator etc).Housing is typically the largest budget item in most budgets.This category includes everything related to owning or renting your home, not just your rent or your mortgage. Anything extra can be used for savings or to pay off debt. If you have an irregular income, list the least amount you expect to earn. Include your take home income after taxes, health insurance, etc. It is important to break out all of your income individually rather than just including a lump sum. Use this Budget Printable to easily keep track of all your expenses.You may also consider saving a little each month for some of these budget categories, so when the payment is due you aren’t scrambling to find the money.Don’t forget to keep your calendar handy too, so you’re reminded of the birthday parties or other events that will require a budget category. ![]() It’s helpful to write out your expenses from the previous month to see how much money goes into each budget category. ![]() I recommend keeping this list handy as you sit down to work on your budget for the month. You won’t use all of these categories all the time. I’ve created some main categories and then listed individual budget items within each category. I have put together the ultimate list of budget categories so you can avoid this common mistake. Not only did this mess up our allocations, it was also incredibly discouraging.ĭoes this sound familiar? Well, then you have come to the right place friend. The main reason? We were missing important budget categories, and we often had additional expenses we hadn’t planned for. When we first started using budgets we failed. ![]()
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